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Mr. Schoenberg, Personal Finance / Marketing



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Homework

PERSONAL FINANCE/MARKETING:

Friday 9/13- summer read exam

December 16,2008- Tuesday--  PERSONAL FINANCE EXAM DATE!!
WISE EXAM  THIS WILL COUNT FOR 3 QTR 2 TEST GRADES 
If you do not take the Wise Exam a make up exam will be given and count the 
same as the Wise exam.
The Class of 2008 had a 99% passing rate.
PERSONAL FINANCE/MARKETING-WILL ALSO HAVE A MID-TERM EXAM.

Homework # 1 
due Tue 9/23
not accepted post 9/23
In a newspaper or on the internet find a sale item
a- cut it out//print it out
b- write a 1 paragraph reaction to the sale item
would you buy ? why/ why not? is item a good buy?
hand in with name & class period.

Homework # 2

Student Book Unit 1
Due Wednesday 10/8
not accepted post 10/8
put name & class period on work you hand in
typed is fine

In 1 or 2 paragraphs 
a) Examine why it's important to have a plan for your money.

In 1 or 2 paragraphs 
b) Categorize: NEEDS & WANTS.


In 1 or 2 paragraphs 
C) ANALYZE the reason why vaules affect the choices in a personal financial 
plan.

HOMEWORK # 3
DUE Friday 10/24
a)
I have two loans: one small one at 5% and one large one at 21%. Which one 
should I pay off first? The small one, right?
Answer: Only people who are bad at math pay off lower interest rates first.

b)
 Information In Your Credit Report

Your credit report can contain many different pieces of information 
depending on which CREDIT REPORTING COMPANY collates it. It's important to 
note that the CREDIT BUREAUS (experian, transunion, equifax) are not credit 
reporting companies. They are repositories.

The repositories collect and provide information submitted to them from 
creditors and public records. Every time you apply for, open, use, close an 
account, etc..., they will likely have a record of all of that.


Read a & b in 2 0r 3 paragraphs react to each:  2 ANSWERS 1 ON EACH. 
a) what loan should you pay and why? discuss the question & answer.
b) Evaluate why a credit report is important. Why or why not should you care 
about your credit score? 


TYPED IS OK

Homework # 4
Last Homework qtr 1
Due Thursday 10/30/08    30 October  2008
 In 2 or 3 pargraphs evaluate the difference in risk/reward between 
commdities, penny stocks, and insured savings/checking accounts, treasury 
issues. (look at Financial planning pyramid--given out in class pg 33 hand 
book)
 

typed is ok

QUARTER 2

December 16, Personal Finance Exam in classroom
12/15: paperwork for exam
12/16: exam
If you do not take the exam you will take a make up. The make up counts as 
three qtr 2 exams, just like wise exam. If you do not take the WISE Exam you 
CAN-NOT,   CAN - NOT get a Personal Finance Literacy Certification form from 
the WISE COMPANY.
Please make sure that you are in on December 15, & 16.
EXAMS QTR 2:
CHAPTER 5, 6, 7, 8 ALL 10 QUESTIONS -- USE CLASS FACTS TO KNOW.
REVIEW EXAM 15 QUESTIONS USE FACTS TO KNOW 
Exam dates will be given in class.

WISE EXAM//MID-TERM STUDY GUIDE---REVIEW REVIEW REVIEW   20 MTS PER 
DAY        REVIEW REVIEW REVIEW

Read the LITTLE RED BOOK OF SELLING-----Info will be given out in class
exam Thursday 1/8/09

LITTLE RED BOOK OF SELLING : 12.5 Principales of Sales
BY; Jeffrey Gitomer
Amazon .com  $13.57   or any book store

THE G.P.A. for quarter 2 will COUNT ALL 9 exam grades (5 exams, reading 
book, wise exam or make up 3x--fyi: WISE EXAM OR MAKE UP IS 33.3% OF QTR 2 
G.P.A.)

MID- TERM INFO WILL BE GIVEN OUT IN CLASS-------USE THE STUDY GUIDE THAT YOU 
USE FOR THE WISE EXAM.

GOOD LUCK!

MAY THE FORCE BE WITH YOU-------REVIEW STUDY GUIDE!!!!!!!!!!!!!!!!!





ECONOMICS////GOVERNMENT:
Friday 9/13, summer read exam

HOMEWORK # 1
DUE WED 24 SEPT.  NOT ACCEPTED POST 9/24
IN ECONOMICS TEXT BOOK
P-3- 14) KEY TERMS
P-8- 4) KEY TERMS
P-13- 6) KEY TERMS

HAND IN WITH NAME & CLASS PERIOD

Qtr 1 # 2  due  Wednesday  10/15/08
not accepted post 10/15
read pg 47
critical thinking # 13 predicting consequenses
in 1 or 2 paragraphs answer # 13  ( you can use past history or current 
economic events)typed is fine

pg 73
critical thinking
# 15  predicting consequences
in 1 or 2 paragraphs answer # 15

put name & class period on sheet

typed is fine

Qtr 1 Homework 3
In 3 0r 4 paragraphs :
Evaluate 2 of the 5 following topics.
Pick out 2 & hand in 3-4 paragraphs on each.
This is due Wednesday 10/29

1) SUB PRIME LOANS
2) GUNS OR BUTTER
3) The 700 billion bailout / rescue plan.
4) How is the Auto Industry Doing -why.
5) What is the # 1 political issue that is going on between the Republican & 
Democrats for the election 11/4/2008? Why is this the # 1 issue? Does this 
issue help one? why ? who? Does this issue hurt one ? why? who?
TYPED OS OK

Homework # 4 
Due Monday 3 November 2008   11/3/2008
Define Chapter 5 Section 1---page 101 define 9 terms
Key Terms:
supply
law of supply
quantity supplied
supply schedule
variable
market supply schedule
supply curve
market supply curve
elasticity of supply

typed is ok

QUARTER 2:

5 exams

CHAPTER 7, 8, 11, 9, & 10, Dates will be given in class
USE FACTS TO KNOW IN CLASS------STUDY  STUDY  STUDY
You will be given a book to read.
Information will be given out in class
The Reading Exam will be given in Jan. 09. 
You will be told EXAM dates in class.
QUARTER 2 G.P.A. : 5 EXAMS & READING EXAM , G.P.A. is a result of these 6 
grades.
MID- TERM INFO will be given out in class.
use the facts to know for exam's

KEEP & USE POWER POINTS FOR THE MIDTERM AS A STUDY GUIDE KEEP & USE POWER 
POINTS FOR THE MIDTERM AS A STUDY GUIDE

KEEP & USE POWER POINTS FOR THE MIDTERM AS A STUDY GUIDE

KEEP & USE POWER POINTS FOR THE MIDTERM AS A STUDY GUIDE

YOU WILL BE GIVEN A REVIEW SHEET------YOU NEED POWERPOINTS OR TEXT BOOK

GOOD LUCK! MAY THE FORCE BE WITH YOU!!!!!!!!!!!

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