| ST. BARNABAS HOSPITAL
BRONX, NEW YORK
RESIDENTS BENEFITS SUMMARY
ATTACHMENT “A”
BENEFIT DESCRIPTION
1. Hospital Insurance
a. Eligibility Date Date of hire
b. Deductible $200 deductible per admission
maximum: $400 per calendar year
2. Major Medical
a. Eligibility Date Date of hire
b. Deductible – Individual $200 per calendar year
Family $400 per calendar year
c. Maximum Benefit No life time maximum benefit(overall)
limits only on those specified in the
Health Plan Booklet.
3. Selected Benefits Which are Covered
(1) Psychological Support Services/Counseling
Referral for appropriate services can be obtained
from the resident’s faculty advisor and/or the Director
of Psychiatry.
(a) in-patient 100% covered charges for
60 days per year
(b) out-patient 50% of covered charges
to a maxium of $50 per visit.
$1,500 maximum per year
(2) Alcohol or Drug Abuse Treatment
Referral for appropriate treatment can be obtained from the resident’s
faculty advisor, the Director of Addiction Medicine, or the Director of
Psychiatry. The Medical Society of the State of New York also provides
resources to assist physicians with alcohol and drug abuse problems. The
Hospital policy on Alcohol/Substance Abuse is included in the Orientation
Manual.
(a)in-patient 100% covered charges for 30 days per year.
(b)out-patient 80% of covered charges to a maximum of 60
sessions each year up to 20 sessions may be
used for family members.
(3) Physical Therapy/Occupational Therapy
(a) in-patient 100% covered charges. (In-patient or
a certified Home Health Care Agency)
(b) out-patient 80% covered charges. (Recertification
required after 8 visits).
4. Dental Insurance
a. Eligibility Date Date of hire.
b. Deductible - Individual $25.00 per calendar year.
Family $75.00 per calendar year.
c. Maximum Benefits $1,000 annual maximum
per person per calendar
year.
This does not apply
Orthdontic Services.
Orthodontic $1000 lifetime
maximum.
5. Life Insurance
a. Eligibility Date Date of hire
b. Amount of Insurance One times annual salary to a
maximum of $500.000.
6. Accidental Death & Dismemberment
a. Eligibility Date Date of hire
b. Amount of Insurance One times annual salary to a
Maximum of $500,000.
7. Short Term Disability
a. Eligibility Date Date of hire
b. Waiting Period Seven calendar days.
c. Benefits Maximum benefits
$225.00 per week (after sick
time)
8. Long Term Disability
a. Eligibility Date Date of hire
b. Waiting Period 180 Days
c. Monthly Benefit 60% of salary to a
maximum of $5,000 per month.
9. Maternity Leave and Professional Leave of Absence for Residents
Residents will be provided with a maximum of two (2) months maternity leave
per year; accrued sick time may be used to add to the (2)-month leave at full
salary if the maternity leave/disability is extended. The resident will be
paid the Hospital disability rate for the duration of the maternity leave to
a maximum of (6) months.
Notwithstanding the above Hospital sponsored benefits, each Training Program
and Specialty Board will have its own policies on the effect of the leave of
absence on completion of training. The American Board of Internal Medicine
(ABIM) provides for up to (1) month of leave per year of training for
maternity leave or illness (including pregnancy-related disabilities). The
ABIM requires that training be extended to make up any absences exceeding one
month per year. The ABIM also stipulates that vacation leave is essential
and must not be forfeited to compensate for extended illness, late starts,
maternity leave or other purposes/professional leave of absence.
Requests for professional leave of absence should be made directly to the
Program Director and will be considered on an individual basis. The Hospital
does not provide salary for a professional leave of absence unless related to
a medical condition.
10. Paternity Leave
For the birth of a child, one (1) day is provided for the father.
11. Pension Plan
a. Name of Pension Plan St. Barnabas Hospital Employee
Retirement Plan
b. Eligibility Date After one year of continuous
service.
c. Cost to Employee None.
d. Vesting 100% after 5 years of service.
e. Normal Retirement Age 65.
12. Sick Days
Residents must immediately notify the Chief Medical Resident and
Medical
Education office of absence due to illness. Within 24 hours, residents
must report to Employee Health Clinic, or the Emergency Room if
Employee Health Clinic is closed. Residents receive full pay for up
to 12 sick days per year.
13. Holidays/Vacation
Official hospital holidays are posted by the Department of Human
Resources.
The Chief Medical Residents and the Program Director will determine
the work hours for those holidays. All residents are provided with 4
weeks of paid vacation. Vacation schedules are made up by the Chief
Medical Residents who will attempt to accommodate specific requests
made in writing sufficiently in advance.
14. Voluntary Annuity Programs
All employees may participate in this Voluntary Tax Sheltered
Annuity (403-B)Program through salary deductions. If you are interested
in this program, or need further information, please contact the
Benefits Coordinator.
15. Municipal Credit Union
All employees may participate in this program. If you are interested
In this program, or need further information, please contact the
Benefit Coordinator.
16. Supplemental Life Insurance
All employees may participate in this program. If you are
interested in this program, or need further information, please
contact the Benefits Coordinator.
17. Meals
Meal cards are provided to residents to subsidize the cost of
meals, up to $2.50 for breakfast and $4.50 for lunch and dinner.
Medical Records Department makes the meal cards available to
residents whose charts have been completed in a timely fashion.
When residents are on-call in the evening, sandwiches are available
in the Emergency Room Lounge. Vending machine are available in the
cafeteria.
18. Laundry
The Hospital provides 2 white coats per year, however, laundering is
the responsibility of the resident.
19. Duty Hours And Supervision
No more than one night in three on call. We follow New York State
supervision and work hour regulations as well as ACGME duty hour
regulations.
20. Physical Examination/Medical Support Services
The Employee Health Service provides a pre-employment physical
examination including appropriate vaccinations. A physical examination
is also scheduled around the anniversary date of employment and is also
provided by the Hospital at no cost to the employee.
21. Malpractice Insurance
The Hospital is self-insured and covers the cost of professional
liability insurance for residents, and this includes “Tail” coverage.
22. Live-In Accomodations
The hospital does not provide living accommodations.
23. 2003-2004 Salaries for Internal Medicine Residents
PGY I : $ 41,000
PGY II : $ 43,500
PGY III : $ 46,500
If the terms of this summary sheet and the plan document differ, the plan
document will govern. Your coverage may be terminated or modified in whole
or in part under the terms and provisions of the plan document.
Questions regarding benefits should be directed to the Benefits Coordinator
at extension 6508.
QUESTIONS ABOUT MATERNITY LEAVE.
Q. How long does Maternity Leave last?
A. Maternity Leave begins whenever the resident’s physician indicates
she should no longer work. Generally, residents are given up to
two months of Maternity Leave at full pay.
Q. What if I need more than two months?
A. First, your accrued sick days are used - you get 12 of these per year.
Next, short-term disability would come into effect and in the unlikely
event
that you are out over six months, long-term disability would become
effective.
Q. What about my eligibility to sit for my Specialty Boards and my
promotion by my training program?
A. The American Board of Internal Medicine requires that there be 36
months of training of which at least 24 months “hand on” medical
care. Any “make-up time” required to fulfill the educational
requirements must be discussed with the Program Director.
Q. While I’m put on Maternity Leave, who pays my Medical and Life
Insurance Benefits?
A. Medical and Life Insurance Benefits continue to be paid for by the
Hospital during the Leave of Absence.
Q. Are schedule accommodations allowed for pregnant residents?
A. Yes. If you require an adjustment in your schedule, this should be
discussed with the Chief Medical Resident and the Director of Medical
Education.
Q. What about Paternity Leave?
A. For the birth of a child, one day is provided to the father.
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